Mortgage Underwriter VIP Mortgage, Inc. Tempe is seeking an Underwriter to assis
Position: Mortgage Underwriter
Type: Full Time
VIP Mortgage, Inc. Tempe is seeking an Underwriter to assist in a high producing Loan Officer team. We are a direct lender
and offer competitive rates, great benefits, and a wide selection of products to meet your customer’s needs. All of our
processes are managed in-house, eliminating the need to outsource or depend on third parties to get the job done.
Furthermore, our loan fulfillment time is far below the industry average - with loans closing in weeks.
The Underwriter will make the final decision (approval, disapproval, approval with conditions) for mortgage loan
applications while remaining compliant with federal and state laws and meeting company expectations around time times
and accuracy. The Underwriter will review loans applications based on factors such as capacity, credit history, capital, and
collateral in compliance with company policy, contracts, investor guidelines, lending programs and state and federal law
EDUCATION: High School Diploma and 2 years’ experience in
EXPERIENCE: 3 to 5 years mortgage industry experience; i.e., processing and closing experience.
KNOWLEDGE: Must be proficient with Fannie, Freddie, FHA, and VA guidelines, including how that effect automated
Underwriting Systems DU/LP. Must also be proficient with RESPA/TIL and other regulatory procedures and practices.
SKILLS: Strong communication, oral, organizational, analytical, problem-solving and time management skills. Stress
management skills. Knowledge of
personal computers and basic computer skills.
VIP Mortgage is an Equal Opportunity Employer